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Suwanee, Georgia CD Rates – 2-Year

You are viewing rates from banks across Suwanee





Below are two-year Certificates of Deposit (CD) rates from banks in Suwanee, Georgia. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Suwanee, GA - August 1, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

4.00%

$1,000

4.23

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Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.30% → 4.20% → 4.15% → 3.45%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 1.00% → 1.55% → 2.25% → 3.50% → 2.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 2.53% → 2.02%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.75%

$10,000

14.68

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0.70%

$10,000

17.50

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0.70%

$1,000

18.52

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0.55%

$500

21.69

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0.50%

$10,000

17.15

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0.50%

$10,000

21.41

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0.45%

$10,000

19.35

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0.43%

$10,000

16.98

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

0.10%

$10,000

20.56

Learn More

Rate History: 0.03% → 0.05%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Suwanee, GA - August 1, 2025


Branch Street City State
Loyal Trust Bank
Loyal Trust Bank Branch
11675 Medlock Bridge Road Johns Creek GA
Beal Bank USA
Atlanta Branch
4511 Olde Perimeter Way, Suite 500 Atlanta GA
Finworth, a division of InsBank
Atlanta Loan Production Office Branch
201 17th Street, Nw Atlanta GA
Touchmark National Bank
Touchmark National Bank Branch
3651 Old Milton Parkway Alpharetta GA
Woodforest National Bank
Roswell Ga 8256 Branch
970 Mansell Road Roswell GA
City National Bank
Atlanta Branch
3333 Piedmont Road Atlanta GA
Peoples Bank & Trust
Peoples Bank & Trust Branch
1899 Buford Highway Buford GA
JPMorgan Chase Bank, National Association
Shallowford And Johnson Ferry Branch
4401 Shallowford Rd, Ste 190 Roswell GA
First IC Bank
First Ic Bank Branch
5593 Buford Highway Doraville GA
BankSouth
Hammond Drive Office Branch
990 Hammond Drive Atlanta GA
Signature Bank of Georgia
Signature Bank Client Engagement Center Branch
6065 Roswell Road, Suite 110 Sandy Springs GA
Pinnacle Bank
Gainesville Branch
311 Green Street Nw, Suite 100 Gainesville GA
The Citizens Bank of Georgia
Canton Branch
11950 Cumming Highway Canton GA
Peach State Bank & Trust
Messenger Service Branch
325 Washington Street Gainesville GA
First American Bank and Trust Company
First Piedmont Bank Branch
65 East May Street Winder GA
Northeast Georgia Bank
Braselton Branch
5045 Highway 53 Braselton GA
CIBC Bank USA
North Fulton Branch
5895 Windward Parkway, Suite 150 Alpharetta GA
CIBC Bank USA
North Fulton Branch
5895 Windward Parkway, Suite 150 Alpharetta GA
Metro City Bank
Metro City Bank Branch
5441 Buford Highway Doraville GA
Renasant Bank
American Trust Bank Branch
880 Holcomb Bridge Road Roswell GA
Shinhan Bank America
Nab Branch
10500 Old Alabama Road Connector Alpharetta GA
Ameris Bank
Atlanta Midtown Branch
1180 Peachtree Street, Ne, Suite 2610 Atlanta GA
Bank OZK
Atlanta Loan Production Office Branch
201 17th Street, Nw Atlanta GA
East West Bank
Asian Banking Center Branch
3490 Shallowford Road, Suite 100 Atlanta GA
First Century Bank, National Association
First Century Bank, National Association Branch
807 Dorsey Street Gainesville GA
Regions Bank
Brookwood Station Branch
1745 Peachtree Street, Suite D Atlanta GA
U.S. Bank National Association
Georgia Trust Branch
3384 Peachtree Road, N.E. Atlanta GA
PNC Bank, National Association
Powers Ferry Landing Branch
5430 New Northside Drive, Suite 100 Atlanta GA
Bank of America, National Association
West Paces Ferry Branch
1280 West Paces Ferry Road, N.W. Atlanta GA
Regions Bank
Brookwood Station Branch
1745 Peachtree Street, Suite D Atlanta GA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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